When you’re trying to just find out if you can even afford to EVER purchase a house, the first thing you do is talk to your bank right?
Well after playing email tag a few times, divulging ALL of my life’s most interesting financial aspects, spending 12 minutes on the phone with chit-chat and bullshit T&C’s, I was told that the only income that Westpac would consider was my wife’s Disability Income, and NOT my Carer’s Pension.
Because… get this, “if something were to happen to that person, then there wouldn’t be that Carer’s income any more.”
That is FUCKING COLD.
Okay, so I tell them that we have a disabled child, who will be special needs his entire life. No go.
So I told them I also have a verified disability and whether or not there’s an income stream for somebody being disabled in this house shouldn’t be an issue.
She told me “It’s not whether or not I agree with our policy, but it’s my job to enforce it.”
Man, Bree Hamilton. I hope you’re second-guessing that career as a Barista or some shit, because having to do that kind of thing would EAT MY FUCKING SOUL. But maybe you’re safe and don’t have one, dunno.